The Scottish Fuel Poverty Advisory Panel response to Ofgem's consultation on an energy debt relief scheme.

Footnotes

1. Based on Consumer Scotland’s definition which includes energy debt includes consumers who are
   behind on bills, or who owe money to someone other than their energy supplier as a result of
   borrowing to pay energy costs.
2. Insights from latest Energy Affordability Tracker: Causes and impact of energy debt (HTML) |
   Consumer Scotland
3. Debt and arrears indicators | Ofgem
4. Ibid
5.  cas_affordability_and_debt_response_may_2024.pdf
6.  Hundreds of thousands using commercial credit to cover essential bills | Scottish Housing News
7. Insights from latest Energy Affordability Tracker: Causes and impact of energy debt (HTML) | Consumer Scotland
8. A review of emerging evidence on the effects of the cost of living crisis on debt in Scotland
9. As per disability measurements based on the Equality Act 2010 harmonised standards.
10. Insights from latest Energy Affordability Tracker: Causes and impact of energy debt (HTML) |Consumer Scotland
11. A review of emerging evidence on the effects of the cost of living crisis on debt in Scotland
12. Insights from latest Energy Affordability Tracker: Causes and impact of energy debt (HTML) |Consumer Scotland
13. NEA-response-levelisation-of-payment-method-differentials-consultation.pdf
14. age-uk-energy-public-policy-report-march-2023.pdf
15. Fairer, warmer, cheaper (March 2023) (1).pdf
16. It should be noted that these estimates will vary depending on the social tariff model used and costs will vary based on the eligibility applied, etc.
17. Debt and arrears indicators Ofgem